By Good news! If you’re looking to keep your individual Scott and White health plan for this coming year but are having trouble finding one, we’ve got you covered. Their accepted off-exchange insurance plans for individuals and families aren’t actually offered on their website or healthcare.gov this open enrollment, but Take Command Health has the full lineup of plans available on our website. We’ve done the research for you so you can make a smart, quick decision and compare plans side by side based on your needs, your doctors, your prescriptions and your budget.
Scott and White individual plan options for 2018
Scott and White health plans are part of Baylor Scott & White Health and include access to the largest non-profit healthcare system in Texas, including 48 hospitals, 1,000 patient care sites and 5,500 doctors. For those of you who live where their EPOs and HMOs are offered, it’s worth a look! Especially since PPO options are slim to none this coming year. Here’s a handy map for your reference:
HMO and EPO available in 54 counties: Austin, Bell, Blanco, Bosque, Brazos, Burleson, Burnet, Caldwell, Coke, Coleman, Collin, Concho, Coryell, Crockett, Dallas, Denton, Ellis, Erath, Falls, Fayette, Freestone, Grimes, Hamilton, Hill, Hood, Irion, Johnson, Kimble, Lampasas, Lee, Leon, Limestone, Llano, Mason, McCulloch, McLennan, Madison, Menard, Milam, Mills, Reagan, Robertson, Rockwall, Runnels, San Saba, Schleicher, Somervell, Sterling, Sutton, Tarrant, Tom Green, Travis, Waller, Washington, and Williamson
HMO only available in 3 additional counties: Bastrop, Hays, and Walker
What’s the difference between an EPO and an HMO?
EPOs:
We really like EPOs (Exclusive Provider Organizations). Unlike a PPO plan, they stick with their list exclusively – hence their name choice. They still provide great flexibility but at a much lower cost than PPOs. The key to make an EPO plan work for you is to make sure your doctors are listed as “in-network” before you sign up. EPOs will only pay for “out-of-network” benefits for emergencies. This is where our doctor search tool and membership plan with telemedicine and doctor scheduling can be really useful.
HMOs:
HMO (Health Maintenance Organization) networks have a stigma from their past difficulties, but they have come a long way over the last few years. HMOs are more flexible than they used to be, especially when combined with our membership plans so you can gain flexibility with tele-medicine and doctor scheduling. They do require a referral to see specialists, for the most part, and don’t cover “out-of-network” benefits (except in emergencies,) but they also have a lower monthly premium and cost-sharing.
Compare and shop the easy way
We understand the stress that incurs when shopping for health insurance and trying to figure out the fine print. Take Command Health is here to be your advocate and empower you to find a Scott and White plan that works for you and your family. In addition to our award-winning tools that will help you make a confident plan choice, we’ve added some new features we think you will really like:
- Compare ALL YOUR OPTIONS: We’re pretty confident we have the biggest, most complete line-up of plans in Texas this year. With our online tool you can compare all the plans in one place, side by side. No one else is doing that on the market.
- KEEP YOUR DOCTORS: We’re expanding the capabilities of our doctor search tool to search doctor networks no matter where the plan is – on exchange, off exchange, and even faith-based plan types.
- ADDED PERKS: We’ve negotiated some pretty awesome deals for our members. Call a doctor 24/7 for $0, medical bill negotiation support, dental, vision, and pharmacy discounts, etc.
- WE’RE HERE FOR YOU: We’ve put together a new support team ready to help you tackle any issue. You can get started by chatting with us on our website or emailing us at support@takecommandhealth.com.
Our goal is to help you get the most out of your money and find the plan that really works for you and your family. Remember you have until Dec 15th to select a plan that starts Jan 1st, 2018.
