Health Insurance

Right here’s How Singlife’s New Most cancers Plans Make Getting Protection Simpler for Everybody

This submit was written in collaboration with Singlife. Whereas we’re financially compensated by them, we nonetheless try to take care of our editorial integrity and overview merchandise with the identical goal lens. We’re dedicated to offering the most effective suggestions and recommendation so as so that you can make private monetary choices with confidence. You’ll be able to view our Editorial Pointers right here.


As Singaporeans reside longer and revel in requirements of dwelling solely developed nations get to examine, your probabilities of dying in a taking pictures or by catching the ebola virus is perhaps virtually negligible, however the probability that you just’ll get most cancers will not be as low. With one in each 5 individuals in Singapore1 creating most cancers of their lifetime, most cancers is at the moment the main reason for demise in Singapore2.

With concern about most cancers rising, insurers have been releasing new most cancers insurance coverage over the previous couple of years. Nevertheless, most cancers plans can fluctuate fairly considerably.

Singlife’s new Most cancers Plan and Most cancers Plus Plan are designed that will help you get higher protection in opposition to most cancers. Right here’s how:

Inexpensive premiums

If getting insurance coverage safety in opposition to most cancers was dust low cost, everybody would have it. Sadly, important sickness insurance coverage and most cancers insurance coverage are usually fairly costly, and are continuously seen as non-compulsory relatively than important, and solely for many who have spare money.

Singlife’s Most cancers Plans buck the development, with payable premiums ranging from as little as $2.60 per 30 days3. By preserving most cancers safety inexpensive, Singlife hopes to allow everybody to get the protection they want.

No want for medical overview

One factor that deters individuals from taking over important sickness plans is the necessity to undergo a tedious medical overview to establish whether or not you may be insured, or decide the premiums you might want to pay. As important sickness plans usually cowl a variety of important sicknesses, the thoroughness of understanding one’s present state of well being is important to offer the insurance coverage protection as required. Nevertheless, having to go for medical assessments or answering lengthy questionnaires about well being and household historical past may be thought of as a problem for some.

Because of Singlife’s hassle-free on-line utility course of, you solely should reply two health-related inquiries to assess for those who may be insured beneath the Most cancers Plan and Most cancers Plus Plan. This makes your utility journey easy and fast, specializing in getting you the most cancers insurance coverage protection that you’re on the lookout for.

Complete protection for early to late stage cancers

When most cancers strikes, coping with it may take a for much longer time than different sicknesses. There’s all the time the possibility that it’s going to recur. All which means most cancers plans ought to supply complete protection from early- to late-stage cancers. Sadly, some most cancers plans solely supply protection for single incidence of most cancers at a late stage.

Singlife’s Most cancers Plus Plan is the primary most cancers plan in Singapore to supply recurrence protection of as much as 100% of the sum assured. Which means within the unlucky occasion of most cancers recurrence, you may be lined beneath the plan4.

Advantages

In a nutshell, listed below are some key advantages of Most cancers Plan and Most cancers Plus Plan:

Advantages Most cancers Plan Most cancers Plus Plan
Main cancers (late stage)
100% of sum assured

100% of sum assured
(much less earlier payouts)
Early-stage cancers:

  • Carcinoma in situ
  • Early Prostate Most cancers
  • Early Thyroid Most cancers
  • Early Bladder Most cancers
  • Early Persistent Lymphocytic Leukemia
  • Pores and skin Most cancers

25% payout of the sum assured
Intermediate-stage cancers:
Carcinoma in situ of specified organs handled with Radical Surgical procedure

50% payout of the sum assured
Recurrence for early and intermediate stage most cancers

As you possibly can see, Most cancers Plan protects you for main late stage cancers, whereas Most cancers Plus Plan gives complete protection from early to late stage cancers, in addition to recurrence for early and intermediate stage most cancers.

Most cancers Plus Plan pays out 25% of the sum assured if the insured is recognized with an early stage most cancers, or 50% of the sum assured if the insured is recognized with an intermediate stage most cancers. Ought to the most cancers recur, the plan gives recurrence advantages as much as the steadiness of the sum assured. So, if the insured has claimed 25% of the sum assured for an early stage most cancers, she or he will stil bel lined for as much as 75% of the sum assured if the most cancers recurs.

Safety made straightforward

It’s that straightforward and straightforward so that you can get the protection as we speak:

  • Quick on-line utility — The appliance is fast and fuss-free. Merely apply on-line and benefit from the comfort of on the spot coverage issuance upon approval.
  • Totally digitised and paperless — All coverage paperwork, alerts and invoices are digitised and paperless, so that you don’t have to fret about checking your letter field for snail mail of coverage paperwork.
  • Auto-renewal characteristic — The coverage will probably be auto-renewed on the finish of the coverage time period if no claims have been made beneath your coverage. You may be assured of steady protection with this characteristic, no motion is required from you.

As scary because it sounds, most cancers is one thing that’s going to influence a major share of us. As it is a illness which will require a protracted interval of remedy and may be very pricey, it’s straightforward to see why getting most cancers protection is a good suggestion.

Fortunately, Singlife has made it straightforward to get the important protection with inexpensive plans that may be utilized for in a flash.


1Most cancers Incident in Singapore, Nationwide Most cancers Centre Singapore
2Principal Causes of Loss of life, Ministry of Well being
3 Primarily based on a 10-year Most cancers Plan with S$20,000 cowl for a 30-year-old male non-smoker. Premium charges aren’t assured and could also be adjusted primarily based on future declare expertise.
4 Topic to coverage Phrases and Circumstances.

Disclosure: This submit is written in collaboration with Singlife. The knowledge is supposed purely for informational functions and shouldn’t be relied upon as monetary recommendation. To your monetary wants, it’s best to search recommendation from a licensed consultant for customised recommendation.

This commercial has not been reviewed by the Financial Authority of Singapore.

Data is correct as at 27 November 2019.

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